A Chapter 13 Bankruptcy allows you to pay creditors on terms that help you — the debtor. This type of bankruptcy is for debtors who have enough wages or income to fund a repayment plan, and enables them to keep property on which they have delinquent payments.
Stop theforeclosure of your home or repossession of your vehicle.
Pay back mortgage arrears or delinquent property taxes to the mortgage company over 3 to 5 years.
Debts not dischargeable in a Chapter 7 Bankruptcy may be paid back through a Chapter 13 Bankruptcy. Examples include delinquent taxes and back-due child support and in most cases, without garnishment of wages.
Allows you to make monthly paymonthly payments based on what you can comfortably afford.
Why Choose Us
Work directly with a lawyer instead of a legal assistant.
We take the headache and hard work out of bankruptcy and foreclosure by being supportive, caring, and knowledgeable.
Personalized, friendly service.
Payment plans available.
Free case evaluation (attorney will spend time over the phone and give you detailed information relevant to your situation and determine if bankruptcy is a viable option for you and schedule a free in office consultation).
Over 30 years combined experience in helping individuals wipe out debt and get a fresh start.
Who Files for bankruptcy?
The average bankruptcy filer is age 38.
Couples filing jointly comprise 44% of all bankruptcy filings.
Of those filing bankruptcy alone, 30% are women and 26% are men.
Most bankruptcy filers are slightly better educated than the general population.
2 out of 3 Bankruptcy filers have lost their jobs.
50% of all bankruptcy filers have experienced serious health problems.
91% of bankruptcy filers have suffered a job loss, medical crisis or divorce.
40% of bankruptcies are a result of medical crises, unemployment or divorce.
90% of filers have two car payments, a house payment and an average of $2,500 in credit card debt.
10% of filers were delinquent only 5–29 days prior to bankruptcy.
For more information or a free initial consultation and evaluation, please call 214.688.1393 or 817.870.1960 or fill out the Case Evaluation Form, on the home or contact page, and one of our attorneys will contact you.